FEES

A Flat-Fee Financial Advisor

We are a flat-fee, planning-first firm. You pay us a transparent, fixed fee for financial planning, wealth management, and advice.

At Enduring Financial, we believe financial planning should reflect your deepest values and vision for the future. Our flat-fee structure is designed to align with this mission, providing a transparent, client-focused approach that empowers you to create an enduring legacy for generations to come.

Our Most Typical Fees

Beginning

Foundation Creator

Starting at $300/month (or $900/quarter)

Designed for young families establishing their financial foundation.

PLANNING

Comprehensive financial plan creation

Investment management & portfolio construction

Cash flow planning & budgeting guidance

Risk management & insurance review

Tax planning strategies

Values alignment assessment

Retirement savings optimization

SUPPORT

Quarterly planning meetings

Email support between meetings

Annual plan review & updates

Access to secure client portal

RESOURCES

Financial planning dashboard

Investment performance monitoring

Document vault for secure storage

Educational stewardship resources

Building

Legacy Steward

Starting at $625/month (or $1,875/quarter)

Designed for established families with growing wealth and complexity.

PLANNING

Everything in Beginning, plus:

Advanced tax optimization strategies

Equity compensation planning

Estate planning coordination

College savings & education funding

Family wealth education planning

Charitable giving strategy development

Multi-account investment coordination

SUPPORT

Quarterly meetings with expanded agenda

Priority email & phone support

Annual comprehensive tax planning

Professional team coordination

Family financial education sessions

RESOURCES

Advanced tax planning tools

Equity compensation tracking

Estate planning document review

Family wealth education materials

Enduring

Generational Impact

Starting at $1,200/month (or $3,600/quarter)

Designed for high-net-worth families and business owners focused on legacy.

PLANNING

Everything in previous levels, plus:

Business succession & exit planning

Advanced estate planning strategies

Comprehensive charitable optimization

Family governance & wealth transfer

Multi-generational tax planning

Asset protection strategies

Executive compensation planning

SUPPORT

Quarterly comprehensive meetings

On-demand phone, email & video access

Annual family legacy planning sessions

Business planning coordination

Family meeting facilitation

RESOURCES

Advanced estate & tax tools

Business valuation resources

Family governance framework

Legacy documentation materials

Pricing is for typical scenarios; extraordinarily complex situations will require a custom proposal.

If you choose to have us manage your investments, we use low-cost, institutional-grade Investment platforms, which charge a separate technology / management fee. We do not receive any compensation from this platform.

More On Fees

Why Flat-Fee Financial Planning?

Transparent Pricing That Honor Your Legacy and Values

A Better Way to Partner with a Financial Advisor

At Enduring Financial, we believe your wealth should serve your family’s purpose - not be eroded by opaque or misaligned advisor fees. That’s why we’ve embraced a flat-fee model for financial planning and investment management.

No percentages.

No commissions.

No surprises.

Just one clear, transparent annual fee that reflects the true value of our services and the real work we do together.

What Makes Flat-Fee Better?

When advisors charge based on a percentage of your investment assets (AUM), their compensation increases as your account grows - even if the services they provide don’t.

That can create hidden conflicts and missed opportunities.

For example:

Should you pay off your mortgage early?

Give more to charity?

Use assets for a family business or generational gift?

Under a typical AUM model, these wise decisions may reduce the advisor’s compensation - so they’re not always encouraged, even when they’re best for your family.

With Flat-Fee, That Conflict Is Removed.

We don’t get paid more when you invest more - or less when you give more.

Instead, we’re paid to guide you well, period.

Aligned Incentives = Better Advice

When you pay a flat, transparent fee, you can trust that every recommendation is based on your best interest, not ours.

We are:

Fiduciaries (always acting in your best interest).

Independent (no sales quotas or proprietary products).

Planning-First (investment management is only part of the equation).

You Deserve Transparent, Unbiased Advice

You're not just managing money - you’re building a family legacy.

Our clients value:

Simplicity over sales pitches.

Clear guidance over complexity.

Purposeful decision-making over portfolio obsession.

That’s why our flat-fee structure just makes sense.

You get access to the same level of service whether you’ve built a $1 million or $10 million portfolio - because your values, goals, and family vision matter more than just numbers on a statement.

How Our Flat Fee Helps You Keep More of What Matters

Consider this:

A traditional advisor charging 1% AUM on a $3 million portfolio could cost your family $30,000 every single year - and that number grows as your assets do. Over 20 years, that could mean over $1,000,000 in fees.

We believe your family legacy deserves better stewardship than that.

Our flat-fee model lets you keep more of your wealth working for you, your family, your community, and your future impact.

Is Flat-Fee Right for You?

This model is especially valuable for:

Business owners and executives navigating complex equity or compensation.

High-earning families ready to align wealth with purpose.

Values-driven stewards who want unbiased, personalized advice.

Families with charitable giving or multigenerational legacy goals.

Anyone tired of paying more just because they’ve saved well.

If you're building an enduring family legacy and want a partner who prioritizes clarity, stewardship, and your long-term purpose, we’d love to meet you.

Start Here

Enduring Financial, LLC (“Enduring Financial”) is a registered investment adviser located in McKinney, Texas. Registration with the Texas State Securities Board does not imply a certain level of skill or training. The content on this website is for informational and educational purposes only and should not be construed as personalized financial, investment, tax, or legal advice. Advisory services are offered only through a written agreement with Enduring Financial.

All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Future returns may be higher or lower, and investment values will fluctuate with market conditions. Any referenced rates of return are historical or hypothetical and are not guarantees of future outcomes.

Client testimonials reflect individual experiences and may not be representative of all clients. No compensation is provided for testimonials unless otherwise disclosed.

Enduring Financial may provide guidance on tax-related topics, but does not provide legal or tax advice. Clients should consult their own legal or tax professionals regarding their individual circumstances.